Businesses that accept credit and debit card payments face a high risk of cybercrime. Malicious attackers target the sensitive personal information (CHD/SAD) of cardholders. This risk also extends to merchants, processors, and service providers involved in payment transactions. The Payment Card Industry Security Standards Council has created security controls to protect businesses and customers. One such standard is the Payment Card Industry Data Security Standard (PCI DSS), endorsed by major card brands. It includes policies and practices to secure transactions and prevent identity theft. All organizations involved in payment card transactions, as well as those handling sensitive authentication data, are subject to PCI DSS.
Businesses that accept credit and debit card payments face a high risk of cybercrime. Malicious attackers target the sensitive personal information (CHD/SAD) of cardholders. This risk also extends to merchants, processors, and service providers involved in payment transactions. The Payment Card Industry Security Standards Council has created security controls to protect businesses and customers. One such standard is the Payment Card Industry Data Security Standard (PCI DSS), endorsed by major card brands. It includes policies and practices to secure transactions and prevent identity theft. All organizations involved in payment card transactions, as well as those handling sensitive authentication data, are subject to PCI DSS.